Frost Money Ltd is an Electronic Money Institution authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN 1020783). Client funds are safeguarded in UK- or EEA-authorised credit institutions but are not protected by the Financial Services Compensation Scheme.

Fintecom Limited is appointed under Regulation 33 of the EMRs to distribute and/or redeem electronic money on behalf of Frost Money Ltd and is not itself authorised to issue electronic money or provide payment services. Further details can be found in the:

• FROST Distributor - T&C Consumer
• FROST Distributor - T&C Businesses

which you must agree to before using any services provided by Frost Money Ltd.